On Friday (15 November), local MSP Stuart McMillan and older person’s charity Independent Age partnered to host an event to help older people find out whether they could be entitled to Pension Credit, a weekly additional income on top of their state pension.
The event was held at Inverclyde Community Development Trust in Port Glasgow and hosted representatives from organisations that support older people, including Independent Age, Age Scotland, Advice Direct Scotland, Inverclyde HSCP, River Clyde Homes and Social Security Scotland.
They provided advice, gave out guides, and information about Pension Credit and other benefits. Attendees spoke to organisations about Pension Credit and other support they could be entitled to, including advice on reducing their energy bills.

Louise Brady, Scotland Policy and Public Affairs Officer at Independent Age, who was at the event said:
“It was good to be able to speak to older people directly about how important it is to receive everything you’re entitled to. We estimate that around £3.6 million of Pension Credit is going unclaimed annually by around 1,590 older households across Greenock and Inverclyde. With temperatures already dropping, it is essential older people receive all of the support that is available to them.”
Stuart McMillan MSP for Greenock and Inverclyde said:
“It’s important that all older people find out what they are entitled to. Thanks to Independent Age and all the other attending organisations for the vital work they do in making sure those in later life don’t miss out. I encourage any older person who is unsure about what they might be entitled to or is worried about the cost of living to get advice on their entitlements.”
Pension Credit is a financial top-up for people over State Pension age, usually with an income of under £218.15 if you’re single or £332.95 in a couple. As well as an increased weekly income for those eligible, older people can receive other entitlements such as Housing Benefit, free dental and glasses and a free TV License for those over 75.
In addition, people who claim Pension Credit before 21 December 2024 and can successfully backdate their claim by three months to the qualifying week of 16 – 22 September can receive Winter Fuel Payment, which is between £200 and £300 to help pay heating bills in the winter.
Older people who think they may be eligible for Pension Credit, can apply directly online through gov.uk or through the Pension Credit claim line on 0800 99 1234.
They can also call Independent Age on 0800 319 6789 to receive a free welfare benefits check. Trained advisors can talk applicants through forms and eligibility and provide help in applying.



